Now ladies, I know our ultimate goal is to marry a rich baller and live happily ever after. Finances would be taken care of and money wouldn’t be an issue. However, for me, the idea of marrying a rich man wasn’t even a thought because my parents instilled in me the value of education. Marrying a rich baller is a brilliant idea I thought of after I completed my education. LOL. I was taught that getting an education could help lead the way to financial stability. Education opens many doors and opportunities. Therefore, I really didn’t have a choice…I was going to damn college. After receiving my education, I am grateful and appreciative that I did. It worked for me. I have a GREAT career because of it. However, it may not be best for everyone. For those who are considering furthering their education, take heed to the following tips:

1. Make a list of the careers that you can honestly see yourself doing everyday for the rest of your life, potentially. Weigh the pros and cons of each career by doing research. Ask those who work in those fields to give you insight and advice. This will allow you to focus your education specifically to these areas. Some folks have ideas but don’t think about them realistically. Personally, I am not an 8-5 person. Therefore, I can’t work in a field in which I must sit in my office for damn 8 hours. I’m a people person. I need interaction. Therefore, all of those careers were scratched off my list!

2. It may not be in your best interest to pursue a major that will ultimately get you a career with high pay. Just because the job pays a lot does not you’ll be happy doing it. Many people pursue careers for the paycheck. However, money cannot buy happiness when it comes to your job. You will be miserable. Therefore, pursue a field that will make you happy and has a pay in which you are content. I took a pay cut for my career….but I LOVE my job!!

3. Get free money..or go for a low cost! We all have heard of the military, scholarships, and financial aid helping to pay for school. ****A tip about financial aid, apply early as possible (i.e. The first week of January!) even if you do not have all the documentation. It is based on first come, first serve. Once you apply, you are placed on a list and the money is reserved for you (you can submit the remaining information at a later date). They give the most money possible because they have it to spare. If you wait, the money starts to dwindle and you receive less money.**** But there are other ways to get free money that aren’t always discussed or even known.

a. Find scholarships that have an agreement. Some scholarships state, for example, that if you agree to work in a low socioeconomic neighborhood for 2 years after graduation, they will pay for your tuition. There are even programs out there that will do this for student loans!! They will repay your loans for some “exchange”.
b. Find out if your job has tuition reimbursement or if the college/university gives tuition discounts for those employed at your job.
c. Search for new programs started at colleges/universities. Many of these programs started because of a grant. The grant money must be spent or the institution will lose it. Many times they offer scholarships or grants to those who are apart of the first cohort to enter the program. Saying that all new students in this new program are on scholarships looks good on paper.
d. Go to a community college. The tuition is substantially lower, usually about $200-300 per course. Ideally, it provides the same education as a state college or university.
e. Go to a college/university that has a low enrollment of minorities, for example, Montana. Trust me when I say they have PLENTY of money to give away to minorities. They will do almost anything and give you almost anything to get you there. Although, they are not going to go out of their way to tell you about it. This especially applies to those in graduate school. Places like North Dakota (or any Midwest institution that is in the central or mountain time zone) would give you that money without any question. TRUST ME!

4. Decide where you want to go to pursue your education. To be completely honest, for most people, it is just a piece of paper. Many argue the prestige for certain universities like Harvard and Yale. However, most jobs don’t care where you received your education. Trust me when I say most! There are exceptions like doctors and lawyers. However, if you want to be a teacher or nurse, I strongly encourage that you take yourself to a community college (and save money). These careers require certification exams. Therefore, as long as you are certified, then you are good to go. Don’t get caught up in the prestige BS!...especially for certain careers!!

5. Decide what level of education you want to pursue and why. Some people do it because it “looks good”. Well, I will say that student loan debt does not look good! So be strategic. Refer back to the tip #1: Make a list of the careers that you can honestly see yourself doing everyday for the rest of your life, potentially. If you can do what you want by just receiving a certificate, then by all means do it. If you need a bachelor’s degree then do so. If you NEED an advanced degree, then get one. But if you don’t need it, then do something else. Don’t waste time or money on an advanced degree unless you need it for your career (or if you just wanna be happy:) I understand that it can make you more marketable and it has the potential to increase your chances of getting an administrative role. But there are other ways. You can get a graduate certificate. It requires less hours and you still take the core courses that are required. If you do decide to pursue a graduate degree, please research assistantships and fellowships that are available. Almost all full-time graduate students (about 90%) have an assistantship or fellowship. So if you get accepted, it’s pretty certain that school will be paid for.

Lastly, as stated earlier, I know that education is not for everyone. But if you do decide to pursue higher education, please beware of all the resources!! Always ask questions cause like my aunt used to say…Closed mouths don’t get fed!! Therefore, be resourceful and smart!!! Get this education in case you don’t marry a rich baller! It’s not cute being broke and dumb!!

Views: 342

Comment by SEASONED $PICE PINE NEEDLE on May 13, 2009 at 7:46am
My greatest educator is LIFE. With that said, to each his own.
Life doesn't turn out great for everyone, but if you have the opportunity to further your education in any post secondary institution take advantage of it. Luck is when preparation meets opportunity and you never know when the 'right' opportunity will knock.

Thanks for posting OG, this is informative.
Comment by Dominique P. Smith on May 13, 2009 at 8:54am
Great post! I would recommend going to college because as Star mentioned it is a great experience & you do learn a lot about yourself. The two years that I went I learn a lot, had so much fun & realize what I really, really wanted out of life; hopefully one day I can return to school & finish! Even if it wasn't a four year college I still would have went to school at least for a business course so whenever I met a baller I could put his money to good use & start a business & invest & flip the money to get more money! Again great post!!!
Comment by Golden Child on May 13, 2009 at 9:37am
Collge is something I still would like to finish up, I started and I stopped because I got knocked up. I would love to return and provide a better life for me and my daughter...I just have to find something that can hold my attention, and I won't give up when the going gets rough.
Comment by S0 F L Y Y on May 13, 2009 at 10:06am
I think I'll just say Amen. Lmao. Like OG... the thought of marrying rich didn't even occur to me until I was already in college 2 semesters from finishing. Now I'm 1 y r in my masters program and it is oh so worth it.
Comment by OfficialGroupie on May 13, 2009 at 2:08pm
@cali. maybe i shoulda been a lil more specific in my last paragrapg. going to a traditional college/university is not for everyone. some people are just better at doing other things that dont require attending an institution of higher learning....and they can make millions doing it....and its ok. they can go to a trade school or take classes to get a certificate. or they can just be a certified huslter. look at jay-z. i hate it when people feel like they gotta go to college just because they are told thats the only to have a better life or have financial stability. or even worse because their parents are making them. some are just not college material....and its ok.

the point of this blog was to give insight about going to a college/university cause some people just dont know where to look or turn especially if no one in their family went to college. i've seen too many just slip through the cracks because their parents didn't go and couldn't provide some of the valuable information that is posted here. i just hope that if some of the confused or lost ones read this, they will be able to find direction.
Comment by Damnstraight on May 13, 2009 at 6:54pm
Great blog...
Comment by Future Socialite on February 6, 2013 at 2:28pm

I wish more people would have read this or at least commented on it. This is so true. My family is big on education and working and making sure that I have my own and not depend on anyone. Yes I would LOVE to marry rich/a baller but if I don't, I'll be okay because I have my education. Meanwhile, don't try to go to graduate school in Michigan or IL it's enough black people in those states so they're not giving out money like that, lol.


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