The road to financial wealth starts with developing your mind-set to a millionaire. I found a very interesting article in my Essence magazine in the Work & Wealth section that talked about developing a millionaire mind-set and I wanted to share with you ladies.

Robin A. Young, the president of Women Behaving Wealthy shared a few secrets of the rich:

They Spend Less Than They Earn - Millionaires value security above anything else.  "Many of my clients don't feel comfortable unless they have $1 milion in cash on hand for their rainy day fund"

They Are Money-Conscious - Millionaires are award of how much money they have in savings and investments.  They meticulously review financial statements and know their financial picture. "My clients question a $7 charge on their account. Why? They know every dollar adds up?"

They Have A Dream Team - Millionaires have a circle of knowledgeable and trustworthy advisers.  They may include more than one financial adviser, an estate attorney, tax planner, other millionaires and a confidante. 

They Study Personal Finance - Millionaires read and listen to as many experts as possible.  The more knowledge they have, the more wealth they can build.

They Go for Quality, Not Quantity - Millionaires spend money on quality.  They wealthiest people will spend $40,00 a year on their child's education versus $40,00 a year on clothes.

To read more log on o www.womenbehavingwealthy.com